VDole

Invest in real business in 2 clicks

Buy shares of small and medium businesses via QR code. Escrow accounts, smart contracts, full transaction transparency.

4.8
B ₽ — potential market
120+
brokers on the platform
300+
projects per month
10 000+
investors

How it works

5 simple steps from scanning a QR code to receiving dividends

  1. 1

    Scan a QR code

    Found a business you like? Scan the QR code in its storefront or advertising

  2. 2

    Review the offer

    Check business details, financial metrics, and investment terms

  3. 3

    Sign up

    Fast registration via Gosuslugi, Yandex, or Google

  4. 4

    Buy a share

    Choose your amount and confirm. Funds go to escrow

  5. 5

    Receive dividends

    Track yield in your dashboard and receive monthly payouts

For investors

Transparent and profitable investments into real businesses near you

Full transparency

All financial data is available in real time. You always know where your money goes

Fast deals

From scan to owned share — under 5 minutes. No bureaucracy

Analytics & reports

Detailed portfolio analytics, yield charts, and full operation history

Diversification

Spread investments across dozens of businesses to reduce risk

Real business

Invest in verified companies near you — cafes, salons, shops

Investment protection

Automatic debt recovery, escrow accounts, and legal support

For entrepreneurs

Quick access to capital without banks and paperwork

Quick capital

Raise investment in days, not months. Simple process, no banking red tape

Cheaper than credit

Share profits instead of paying interest. No fixed payments during losses

Marketing effect

Each investor becomes an ambassador for your business and brings new customers

Loyal customers

Investor-co-owners are the most motivated customers of your business

Security & guarantees

Your investment is protected at every step

Escrow accounts

All funds are held in protected escrow accounts until deal conditions are met

Smart contracts

Automatic contract execution without intermediaries

Certified database

PostgreSQL Tantor with FSTEC certificate for personal data storage (Russian Federation)

Government verification

All participants are verified via government identity services

Frequently asked questions

What is the minimum investment?

The minimum depends on the specific offer and is set by the entrepreneur. Usually from 1 000 ₽.

How soon will I receive my first dividends?

Dividends are paid monthly. The first payout is in the month following your investment.

What happens to my money if the business closes?

Funds in escrow accounts are protected. If a business closes, an automatic debt recovery procedure activates.

Do I need to pay taxes on dividends?

Yes. Dividends are subject to personal income tax (НДФЛ) under the Tax Code of the Russian Federation. The platform automatically generates tax documents.

Can I sell my share?

Yes, a secondary market is available on the platform. You can sell your share to another investor.

How is business verification performed?

Every business goes through document verification, financial report review, and owner identity verification via government services.

Start your investment journey today

Join thousands of investors already earning from real businesses

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